Terms of service

1. Acceptance of Terms

By accessing or using Cashflow365 (the "Software"), you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use the Software.


2. Description of Service

Cashflow365 is cloud-based accounting software designed for small businesses. It provides invoicing, expense tracking, and financial management tools to help users maintain accurate financial records.


3. Account Registration

To use Cashflow365, you must create an account. You agree to provide accurate and complete information during the registration process. You are responsible for maintaining the confidentiality of your account credentials.  


4. Subscription and Payment

Subscription Plans: Cashflow365 offers various subscription plans with different features and pricing.

Payment: Payment for the subscription is due in advance. We accept credit or debit card payments and instant eft via Owzo, Paystack and PayFast.

Automatic Renewal: Your subscription will automatically renew unless you cancel it before the end of the current billing period.


5. Intellectual Property

Cashflow365 and all related intellectual property rights, including but not limited to copyrights, trademarks, and patents, are owned by Ohsome Labs (Pty) Ltd or our licensors. You may not modify, copy, distribute, or otherwise use the Software for any commercial purpose without our written consent.  


6. Data Privacy

We respect your privacy and handle your data in accordance with our Privacy Policy. By using Cashflow365, you consent to our collection and use of your data as described in the Privacy Policy.


7. Limitation of Liability

To the maximum extent permitted by law, Ohsome Labs (Pty) Ltd shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of or in connection with the use of Cashflow365.  


8. Termination

Ohsome Labs (Pty) Ltd may terminate your account and access to Cashflow365 at any time for any reason, including but not limited to violation of these Terms and Conditions.


9. Changes to Terms

Ohsome Labs (Pty) Ltd reserves the right to modify these Terms and Conditions at any time. Any changes will be effective immediately upon posting on our website.  


10. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of South Africa.  


11. Contact Us

If you have any questions about these Terms and Conditions, please contact us at legal@mail.ohsome.world


12. Data Security

Ohsome Labs (Pty) Ltd is committed to protecting your data. We implement robust security measures to safeguard your information, including but not limited to encryption, access controls, and regular security audits. We comply with relevant South African data privacy regulations, such as the Protection of Personal Information Act (POPIA).


13. Service Level Agreement

Ohsome Labs (Pty) Ltd strives to provide a reliable and efficient service. We aim for a system uptime of 99.99% and will respond to customer support inquiries within 48 hours.


14. Disclaimer of Warranties

Cashflow365 is provided "as is" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.  


15. Indemnification

You agree to indemnify and hold harmless Ohsome Labs (Pty) Ltd and its affiliates, officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, and expenses, including attorneys' fees, arising out of or in any way connected with your use of Cashflow365.  


16. Force Majeure

Ohsome Labs (Pty) Ltd shall not be liable for any failure or delay in performance due to causes beyond its reasonable control, including but not limited to acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, strikes, or shortages of transportation, facilities, fuel, energy, labor, or materials.